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In these days of austerity along with relative stress and anxiety about running into debt, many people balk resistant to the idea of using a credit card to make purchase of merchandise or maybe pay for a trip, preferring, instead only to rely on the tried as well as trusted way of making repayment – raw cash. However, if you possess cash available to make the purchase fully, then, paradoxically, that’s the best time to use the credit card for several good reasons.